1. Breathe...It's going to be OK! Find a comfortable place in your home or favorite hang out spot. Grab a cup of coffee or tea or even a piece of chocolate and then let's begin. Try this delicious Lemon Butter Cake recipe...You're welcome! ​ 2. Add up all of your income ​ 3. Add up all of your expenses ​ 4. Subtract your expenses from your income ​ 5. If you have money left over, that's extra money you can choose to use as you see fit.(save a portion, donate to your favorite