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March Money Faith & Finance Tip

Getting to the Core of Your Spending Habits

Proverbs 4:7

"Getting wisdom is the wisest thing you can do! And whatever else you do, develop good judgement."

Ecclesiastes 7:12

"Wisdom is a shelter as money is a shelter, but the advantage of knowledge is this: wisdom preserves those who have it."

Action:  Consider this, if someone were to take a look at your checkbook, or bank statement, what would they learn about your spending habits? Spend time today charting your spending. 

Here’s how you can get started! Get a box of highlighters, and download a copy of your bank statement for the past 30 days. Use a different color highlighter to mark your expenses-housing, food, transportation, insurance (auto, life, prescription co-pays, etc.), children, personal care, charitable giving, entertainment, monthly loans/credit cards, and savings. Total up each category and determine what percentage it is of your take home pay. What did you learn?

Prayer Focus: Spend time today praying about your spending habits and expenses.


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